Frequently Asked Questions

What is VitalUL?
VitalUL is a new tool offered in the LifeLink Pro suite. VitalUL compares guaranteed to 100 (or similar) universal life products and displays several policy features including riders, surrender charges, policy loans and much more!

Does VitalUL compare both level and increasing death benefits?
No, VitalUL only compares products based on a level death benefit.

Does VitalUL display the cash value?
VitalUL does not display or reference the cash value of any product.

How often is VitalUL updated?
Updates will be conducted on an "as needed" basis. This will allow new carriers and products, as well as product and program edits to be released and updated as quickly as possible.

Can I compare different premium types within VitalUL?
At this time, VitalUL only compares guaranteed minimum target premiums or the minimum premium required to keep the policy in force at the specified death benefit amount.

Can you add any Universal Life product to VitalUL?
Any product that is guaranteed to 100 (or similar), has a level death benefit and can be shown without reference to cash value can be added to VitalUL.

More Questions
Please email us if you have any additional questions.